Portuguese Government Backs 100% Home Loans for Youth (eco.sapo.pt)

• Public guarantee for first-time buyers under 35
• 100% financing enabled via state-backed risk sharing
• Competitive adoption across 18 major credit institutions

"The Portuguese government has operationalized a public guarantee scheme enabling citizens under 35 to purchase their first homes with 100% financing. Facilitated through an agreement with 18 credit institutions, the initiative aims to lower entry barriers to the housing market. Caixa Geral de Depósitos leads the implementation, followed by significant uptake from BPI, highlighting competitive shifts in the lending landscape for state-guaranteed mortgage portfolios."