Bank of Portugal Lowers Maximum Debt-to-Income Ratio to 45% for Housing Loans (eco.sapo.pt)

• Banco de Portugal reduces maximum debt-to-income ratio to 45%
• Applies to housing loans under public guarantee for young buyers
• Decision being communicated to banks, aims to curb risk

"The Bank of Portugal is reducing the maximum debt-to-income ratio for housing loans from 50% to 45%, a move linked to the public guarantee scheme for young homebuyers. The change is being communicated to the banking system and aims to tighten lending standards to mitigate risk in the housing market."