German pension reform debate: lower pensions for childless individuals proposed (faz.net)

• Commentary calls for pension benefits linked to number of children in Germany.
• Germany's birth rate has been below replacement since 1970s; 2025 saw lowest births since 1949.
• DIW study: mothers born 1952-1959 had 18% lower pension entitlements than childless women.
• Model: long-term care insurance already differentiates premiums by number of children.

"A FAZ commentary argues that Germany's pay-as-you-go pension system should reward parents and penalize the childless, as low birth rates undermine system financing. Birth rates have been below replacement since the 1970s, hitting a record low in 2025. Despite child-rearing credits, parents often receive lower effective pensions than childless individuals. The author proposes adjusting contributions or benefits based on number of children, following the model of long-term care insurance."